Comprehensive Dental Services
We offer
- Free Exam and X-Ray
- Filling and Aesthetic Needs
- Dentures
- Surgery and Extraction
- Root Canal Treatment
Affordable Dental Care in Guelph Through the Canadian Dental Care Plan
Dentistry on Guelph is a participating CDCP provider. Eligible patients can receive cleanings, fillings, x-rays and more, at little to no cost
The Canadian Dental Care Plan (CDCP) is a federal program designed to provide essential dental care services to eligible Canadians, including families, seniors, and individuals. With dental care costs often being a barrier for many, the CDCP ensures access to necessary treatments for those who qualify. Individuals with existing dental benefits, either through social programs or employment, may not qualify for the CDCP, underscoring the importance of maintaining existing plans while seeking additional support through government programs. But what exactly does the CDCP cover, and how can it benefit you? Let’s dive into the details of this program in our comprehensive 2025 guide.
Why Was the CDCP Introduced?
Dental care plays a vital role in overall health; however, many Canadians face limited access due to high expenses. To address this issue, the Canadian government launched the CDCP to improve oral health care and offer coverage for essential dental services. This federal government program is designed to support families with incomes below $90,000 and individuals who lack private dental insurance, ensuring comprehensive dental plan coverage. By addressing these financial barriers, the CDCP aims to create a healthier, more inclusive Canada. The initiative not only improves access to necessary treatments but also promotes long-term oral health care, fostering a community where dental wellness is attainable for all eligible residents.
Do You Qualify for CDCP in 2026?
As of 2026, the CDCP is now fully open to all eligible Canadians regardless of age, no longer limited to seniors or children. You qualify if you meet all four criteria:
Canadian Resident You must be a Canadian resident for tax purposes.
Filed Your Taxes Must have filed your 2025 tax return to qualify for 2026–27.
Income Under $90K Adjusted family net income (AFNI) must be below $90,000.
No Private Insurance No access to employer, pension, or private dental coverage.
Note: If your spouse has dental coverage through their employer, you may not qualify, even if you are not on their plan.
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CDCP Patients Welcome Exclusive Promotions
How to Get Started with CDCP at Dentistry on Guelph
New applications for the 2026–2027 benefit year open June 2, 2026 at 8am ET.
Step 1: Check Your Eligibility Confirm you meet all four requirements: Canadian resident, 2025 taxes filed, family income under $90K, no private dental insurance. Check on Canada.ca.
Step 2 : Apply or Renew Online New applicants: apply at canada.ca starting June 2, 2026. Existing members: renew via My Service Canada Account (MSCA) or by phone before June 1, 2026. Have your SIN and 2025 Notice of Assessment ready.
Step 3: Receive Your CDCP Card from Sun Life Once approved, Sun Life (administrator of CDCP) will send your benefits card and coverage letter by mail. This confirms your coverage tier and co-payment percentage.
Step 4: Book Your Appointment at Dentistry on Guelph Call us or book online. Bring your CDCP card and photo ID. We handle the billing directly with Sun Life so you only pay your applicable co-pay (if any).
CDCP Dental Services Covered in 2026
CDCP covers a broad range of essential dental treatments. Some procedures require pre-authorization from Sun Life before starting.
Covered Services:
- Dental exams and consultations
- X-rays (diagnostic imaging)
- Teeth cleanings (scaling)
- Fillings (amalgam and composite)
- Tooth extractions
- Root canals (with pre-authorization)
- Dentures (partial and full)
- Emergency dental care
- Implants (specific medical cases)
- Periodontal treatment (gum care)
❌ Not Covered:
- Teeth whitening and bleaching
- Veneers (cosmetic)
- Elective orthodontics and braces
- Cosmetic bonding
- Services above CDCP fee schedule (balance may apply)
Pre-authorization required for: crowns, bridges, dentures, root canals, periodontal surgery, and certain implant procedures.
Cost and Payment for CDCP Services
The Canadian Dental Care Plan (CDCP) is a federal government initiative aimed at improving access to dental care for eligible Canadian residents. While the program significantly reduces financial barriers, it’s important to understand that treatments under the CDCP may not be entirely free. Patients might need to pay a portion of their dental appointment costs, known as co-payments. The co-payment amount is determined by the patient’s adjusted family net income:
- Income under $70,000: 0% co-payment (100% coverage)
- Income between $70,000 and $79,999: 40% co-payment (60% coverage)
- Income between $80,000 and $89,999: 60% co-payment (40% coverage)
Beginning March 2025, CDCP members must renew their coverage. Before applying, they need to file their 2024 taxes and receive their Notice of Assessment. Renewals can be done at canada.ca/dental, through MSCA, or by phone.
- Renewal Deadline: Members must renew their coverage before June 1, 2025, to avoid a gap in coverage.
- Renewal Methods: Renewals can be completed online, by phone, or at a Service Canada Centre.
It’s crucial to note that the fees covered by the federal government may not always cover the full cost of treatment at a dental office. Patients will be responsible for any remaining balance. Additionally, the CDCP is not intended to replace existing dental coverage. Canadians should maintain their current dental insurance, as they might not qualify for the CDCP if they drop their existing coverage.
How Much Will CDCP Cover? Income Brackets
| Family Income (AFNI) | CDCP Covers | You Pay | Status |
|---|---|---|---|
Exclusive CDCP Offers & Promotions
Refer a Patient
$50 Gift Card
- $50 Gift Card for Referring a Patient
Free First Appointment
$0 First Appointment
- Free First Appointment for All CDCP Coverages
Why Patients Find Us
- Am I eligible for CDCP in 2026 if my family income is $75,000? Yes, you qualify with a 40% co-pay since your income falls in the $70,000–$79,999 bracket. CDCP covers 60% of eligible fees.
- Best CDCP dentist near me in Guelph accepting new patients 2026? Dentistry on Guelph is a participating CDCP provider accepting new patients for the 2026–27 benefit year.
- Does CDCP cover root canals and dentures in 2026? Yes, Root canals and dentures are covered with pre-authorization through Sun Life, depending on your income tier.
- What happens if I miss the CDCP renewal deadline in 2026? Coverage ends June 30, 2026. Dental care received during the gap is not reimbursed. New applications reopen June 2, 2026.
Canadian Dental Care Plan (CDCP): Now Accepted!
Discover how the Canadian Dental Care Plan can help you access affordable dental services. If you qualify for CDCP benefits, you can receive comprehensive dental care with us. For more details on CDCP eligibility and benefits, visit the official Government of Canada CDCP page.
You Can also check our Complete Guide for CDCP in 2025!
Contact
Welcome to our Dentistry on Guelph, where we’re dedicated to helping people achieve healthy and beautiful smiles. We believe a confident smile can change lives and are here to make that happen. Our mission is simple: Providing exceptional dental care with a personal touch to each patient.
Contact Us
Phone:
+1 226-541-5050
Address:
380 Eramosa Rd, Unit #6
Guelph, ON, N1E 6R2
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